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Carla Potts, NECAC’s deputy director for housing development programs, said West-Central Illinois residents will be able to access USDA loans "a lot faster" by having NECAC involved. NECAC plans to.

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Specializes in mortgages for first-time home buyers. Almost half of its loans are low-down-payment government mortgages. considers alternative credit, such as history of payments on rent and utilities.

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