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1 The rate listed is the annual percentage rate (apr) which is variable and is equal to the Wall Street Journal prime rate minus 1.01%, subject to a minimum rate of 4.49% and a maximum rate of 21% or the maximum rate permitted by law, whichever is less. Prime as of 12/31/18 was 5.50%. This APR is available for new home equity lines only. Line must be secured by a 1-4 family home or condo.
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It’s a loan that’s linked to the rise and fall in the value of your home. If you take a 20% equity loan for example, the amount you owe will always represent 20% of the property’s value. You won’t be charged loan fees on the equity loan for the first five years of owning your home.
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It just knocked out my loan on my house. in the family’s new Frayser home, as are the property taxes she pays, on a fixed.
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